Category Archives: Frugal Living

The Filthy Rich

Lately at Sunday School, the pulpit, normal conversation …  discussions about the rich have been more frequent than usual.  Most of the conversations have been about the evils of wealth and the scriptures that talk about how hard it is for a rich man to get into heaven. In all of these discussions, no one talking about the […]
Also posted in Family, Journal | 6 Comments

Surrounding Myself with Success

I don’t have a lot of time today, but I wanted to express something short.  We become like the people we spend the most time with.  If we want to be savers, hanging out with extravagant spenders will influence how satisfied we are with our meager existence. Have you ever heard someone say, “I grew up […]
Also posted in Family | 4 Comments

Saving Yourself Into Debt

Early in our marriage I saved so much money, that I nearly ruined our finances. Nothing inspired me to spend like a 40% off coupon or a dollar bin of yarn.  I’d head into the salvage stores just to see what kind of good deals I could find.  At Walmart, I always checked the clearance […]
Posted in Frugal Living | 1 Comment

Some Cool Things

Today is a busy day.  This week I’ve gone through all my fabric (roughly 12 big tubs worth) and am letting it all go.  Well, almost all of it.  I’ve kept back just enough to fill 3 Sterilite tubs.  The rest needs to be cleaned, straightened, measured and marked for the craft show this weekend. […]
Also posted in Family, Fitness and Weight Loss | Leave a comment

Write Your Own Debt Free Story

I posted a link on facebook that went viral.  It went to Kelly’s story of how they paid off their house in 5 years.   Reading her story again made me think about how I could write my own future “house” debt free story.  Then live it. Following Dave’s baby steps, we still need to finish our emergency fund; […]
Posted in Frugal Living | 2 Comments

How to Get Christmas Cash…Fast

There’s only a few areas of my life that I have together…and none of them come to mind right now.   So if you don’t have any money saved up for Christmas yet, don’t worry.  It’s going to be ok. You have most of November and December to save as much from your normal income as possible. […]
Also posted in Christmas | 5 Comments

How I Make My Christmas Budget

The number one cause of Christmas Spending Disasters is a failure to plan.  If you haven’t already made a plan it’s not too late. Tomorrow, we’ll talk about what you can do right now if you don’t have any Christmas cash yet. But today, watch the video to see how to get it on paper. […]
Also posted in Christmas, VLOG | Leave a comment

Using PowerPoint to Plan for Christmas

  A couple of things I forgot to mention 1.  In PowerPoint you can drag over pictures to help with ideas. 2.  You can also copy and paste your budget from Excel and keep everything in one place. More on excel and budgeting tomorrow
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5 Things to Do Right Now to DeStress Christmas

I know Halloween just ended and Thanksgiving isn’t here yet, but it’s time to plan for Christmas.  You don’t have to get out the tree yet or starting playing carols (But if you do, I won’t judge.) Do these 5 things this week to make this holiday season easier to navigate. 1.  Make your Christmas […]
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How to Motivate Your Kids to Practice

  Music is the language of God.  The more I study it, the more I’m convinced it’s a fact. As an adult it’s easy for me to spout the benefits of music study….especially when it comes to brain development in the language and mathematic areas.  You would think these lofty truths would motivate my kids to practice. […]
Also posted in Family, Kid's Activities | 9 Comments