Category Archives: Frugal Living

Spending Freeze Day 28: Raise Your Income

Oh, Ladies, what a busy day!  Last night, I sent out a little email about $1 memberships ending Saturday at midnight, and I spent my day calling 72 of the most amazing people who wanted to find out all about it.  They didn’t know when they put their phone number down that I was going […]
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Spending Freeze The Final Week! (Day 26) Let’s Earn Some Dough

It’s the last week of the spending freeze.  I’m super excited!  I’ve had to buy a few things besides food, but I was able to do it without dipping into my envelopes that I was hoping to save aside for the “goal.”  I have just enough cash left in food to grab milk or something […]
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Spending Freeze Day 22: Prioritizing Your Spending

If you didn’t have enough money one month to pay all your bills, what would you do? (while you figured out how to make more money…) You’d prioritize your spending. If you could only afford 1 thing, what would it be? 1. Probably Food (Not lobster tails, right?  Just basic nutritious food.) 3.  Then if you […]
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Spending Freeze Day 21: Heidi’s 15th Birthday

I’m busy today getting ready for Heidi’s birthday. She’s all in on the spending freeze so we’re pulling out the storage decorations and having a fun family dinner with board games. I still have a lot of cleaning to do, but here’s where it is so far:   I have 90 minutes to mop my […]
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Spending Freeze Day 20: I wish you…

Bravery…. To add your unique self to all recipes! Substitute. Create new variations. Adapt it to your tastes. Adjust it to maximize your budget.  Fix it to fit your allergy or fitness plan guidelines. Food prices change all the time.  Sometimes fresh mushrooms cost less than canned.  Sometimes they cost a lot more.  If a recipe […]
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Spending Freeze Day 19: Every Day Low Cost Foods

For the last 7 years I’ve been shrinking my grocery budget by using every day low cost foods as the basis for all our meals, and adding in surprise deals (foods that are normally not as affordable but I found a great deal) when I find them. By keeping these things on hand, I have […]
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Spending Freeze: Day 14

  I’m guest posting over at The Modest Mom today. I first me Caroline when I was a freshman in college and she was Homeschooling with her Mom.  It was one of my first introductions to homeschooling and one of the reasons I homeschooled my own children for so long. She has had a lot […]
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Spending Freeze day 15: Food, part one

The largest adjustable budget category is food. Many families unknowingly overspend every month on food enough to buy a cruise ticket. Here are my favorite tips to help you start shrinking your grocery bills. 1. Use cash. When the cash is gone you are done spending for the month. 2. Be familiar with using healthy […]
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Spending Freeze Day 12: Figuring Your Hourly Wage

  When you DIY to save money, you earn an hourly wage.  Sometimes that wage is amazing and proves the activity was definitely worth your time.  Sometimes the wage is so low it actually cost you more to DIY than it would have to buy it done.  It’s an easy formula to figure it out. […]
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Spending Freeze Day 8: Getting Creative

Having money to spend gives choices.  Sometimes having too many choices can make it harder to make a decision.  During our spending freeze, we have the ease of few choices :).  Example to follow: We had to take down our Christmas decorations this month.  Sniff, sniff.  I didn’t get some of them up until December […]
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